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Business Owners Policy
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP).
 
Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
 
BOPs include:
  • Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage. 
  • Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location. 
  • Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
BOPs do NOT cover professional liability, auto insurance, worker's compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

Contact us today to learn how we can help with your business insurance needs. 
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NC Licence #561782047

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Agency One Insurance, Inc.
160-K Pinehurst Ave.
Southern Pines, North Carolina 28387
Phone: (910) 692-9400
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Hours of Operation:
​8:30 To 5pm EST, Monday thru Friday

Agency One Insurance, Inc., Southern Pines, NC Insurance Agency, Serves the NC Auto, Home, and Business Insurance Needs of Pinehurst, Southern Pines, Moore County, Sandhills area of NC, All of North Carolina.

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